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Client Reviews

Find out what our clients are saying about us... 


 David V., LT USN  

Patrick and his team were awesome! I’m a repeat customer (two loans so far). Their rates and fees are unmatched. Trust me. I’ve tried with different banks and they could not beat Ladera Lending. As an active duty military member, I really appreciate the top-notch service provided by Ladera Lending. You will not regret picking this lender. Thanks, Ladera Lending!

Ryan L.  


Andy did a great job. I had a bit of a tougher mortgage because I was over the $417,000 threshold and my house is technically a condo because of the way they divided the lots. Despite all this he came in much cheaper than everyone else and 50bps below where Wells Fargo currently had my loan. The process was very smooth and he kept me updated along the way. I was surprised by how fast we got everything done and funded.


Troy M.


I have used Ladera twice to re-fi my home and Brian Spinuzzi was awesome. I totally recommend calling him.



Ashley W.  

We had the pleasure of refinancing our house with Tommy Osborne from Ladera Lending. We were referred to him by a family friend. The process has been wonderful. I work in customer service everyday and I know how hard it can be to meet customer needs. Tommy has gone above and beyond to help us through this process in every way possible. He makes the complicated process so easy. We are fairly new to this whole mortgage world and he has patiently walked us through, giving us helpful advice and calming our worries.

Manjit T.



It was great working with Hiro Watari.  Appears to be very professional, courteous, and competent individual.  I would definitely recommend him and his to company to whoever is looking to refinance.


Ashlyn T.



This company was professional,  easy to reach,  happy to answer all questions,  and gave me a great interest rate on my first home. Lori Duran was my agent, and was pleasant, efficient and clearly cared about helping me. I would suggest her to anyone looking to get a loan!


Jorge S.



Marlon and his team really work hard to get you a good rate. He helped me through some property lien issues and even helped me to remove some negative marks on my credit report. It did take some time to work out all the problems but at the end i was able to refinance my house and was able to get cash out. I would recommend him if you are looking to refinance your home. 5/16/2017 


Eric S.


Was very pleased with the service I received from Shawn Moore and Teri Goslee.  I was doing a refi on both my first and second.  There were some challenges regarding the second mortgage and Shawn and Teri were able to resolve the issues with the underwriters and get the loans funded in a timely manner.  They also kept me updated throughout the entire process, which I greatly appreciated. 5/8/2017 


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Ladera Lending, Inc.
555 Corporate Drive, Suite 215, Ladera Ranch, CA  92694
Toll Free:  (800) 556-1915